FAQs

Common Questions About The StockPilot System

Getting Started

Q: Do I need a new or specific brokerage account? A: No. You can use any brokerage account you already have. Many users either dedicate a portion of their existing account to StockPilot or open a new one just for this portfolio. We deliver the portfolio and alerts — you simply place the trades in your chosen account.

Q: Can I use StockPilot in my IRA or 401(k)? A: Yes. Any self-directed retirement account (or one that allows brokerage trades) works perfectly with StockPilot.

Q: How much money do I need to begin? A:There's no minimum. Start with any amount and scale the portfolio based on your available funds. Because StockPilot uses fixed allocations across 19 positions, your account stays balanced and grows proportionately, no matter your starting size.

Q: How do new subscribers get their portfolio started with StockPilot? A: Begin by purchasing the 6 income positions at 8% each, which uses 48% of your allocated funds. Next, fill the 13 growth slots (4% each) by following the alerts that replace existing growth positions with new ones until your portfolio is complete. From there, it's simple: continue acting on replacement alerts as they come in to keep your StockPilot portfolio fully up to date.

Q: Is StockPilot an investment adviser? A: No. StockPilot is not a broker-dealer or investment adviser.

Portfolio & Strategy

Q: How does StockPilot's portfolio strategy work? A: StockPilot manages a fixed 19-position portfolio: 52% growth holdings and 48% income holdings. AI selects individual stocks with strong near-term potential, while dividend-focused ETFs provide a steady yield. As opportunities change, the system replaces positions with stronger candidates, triggering a buy/sell alert (usually 1–2 per week).

Q: How often will you get trade alerts? A: The system runs a full analysis every day after market close. Most days there are no changes. On days with updates, you'll receive an alert at 7 PM ET with clear instructions for performing the replacement trades (to Sell a current position and to Buy the new position) at the next market day's open (or enter the trade details into your brokerage account anytime before then to be executed at the next market open). On average, expect one or two alerts a week — simple and low-maintenance.

Q: What kind of returns can I expect? A: While no system can promise future results, StockPilot is designed to outperform the S&P 500 on price gains while also generating higher yields than most bond funds. The goal: deliver both capital growth and consistent income for balanced, long-term returns.

Q: How does StockPilot handle down markets? A: When markets weaken, growth positions automatically rotate into Treasury ETFs. If all 13 growth slots are replaced (52%), the portfolio shifts to just 48% market exposure, anchored by its 6 high-yield income positions. This defensive stance reduces downside risk while enhancing yield. As conditions improve, the system gradually reintroduces growth holdings, restoring the portfolio to full strength.